3 reasons to have a bank card

A bank card has many advantages. It has a free maintenance and an accumulation of interest on the balance of its account. Withdrawing money from other banks' ATMs without commission is the main interest of having a bank card.

Choose the bank of your choice

Public banks or some "private merchants" are always well known. On the bank's websites, check whether the credit institution has a working licence and whether it participates in the deposit insurance scheme.
In addition, it is important to study other information about the bank. Scroll through the news feed for at least the last two years.
The lack of a rating can also serve as a kind of signal. Either the bank has no money for the services of a rating agency, or it did not like the rating and did not publish it.

Deciding what the card will be used for

The main difference between cards is who owns the money in the account. The bank or the cardholder himself. They only give access to the customer's money. You can't spend more than that.
In fact, an overdraft is the same as a customer can use if the account runs out of funds. Discovery cards are a cross between debit and credit cards. The amount of the overdraft is usually determined by the bank itself.
Thus, the interest is traditionally higher than for consumer credit. It is also higher for traditional bank cards. It is a loan product in its own right and gives access not to your money, but to the bank's money.

Contact the bank directly

It is necessary to soberly evaluate the options. Bonuses in the form of miles are unlikely to be beneficial for those who rarely travel. Firstly, it is better to use electronic aggregators, which offer a choice of parameters.
Regular use of a bank card increases the interest on a savings account in the same bank. If you are looking for offers on cards and not on savings accounts, you are unlikely to discover these terms with the help of an aggregator.

3 tips for good business bookkeeping

A successful business is usually based on the type of organisation chosen for its accounting records. Let's see together in this article how to keep the accounting of a business to avoid wasting time unnecessarily. Check your expenses rigorously In order to manage a company's accounting in the best possible way, it is necessary to keep a good check on the expenses incurred. All expenses are important. No matter how much money has been moved or what the nature and amount of the expenses incurred. However, expenses should be recorded in the company's total expenditure balance. It is important th... Read more

Which businesses to invest in to get by?

These days, we have to make money work to get by. For the most part, we are used to working and living on a salary. If you're looking for businesses to invest in, we'll give you a few. Investing in blogs or online shops This is one of the most interesting and promising businesses where it is better to invest money. It allows you to receive money consistently. The direction of this project is therefore in vogue. However, due to the pandemic and quarantine restrictions, it is the online format that will flourish. In general, the investments are similar to investments in a business. You support t... Read more

3 tips for making money with social networking at home

There are several ways to make enough money on social media from your home. Most companies no longer require you to go to the office. So you have this chance to make money from home using social media. Here are 3 tips that will serve you well. Earning money via de Pinterest If you want to make money from home using social media, you can post your products on Pinterest. Small businesses benefit greatly from getting users to "pin" photos of their items on their Pinterest boards. It is so easy for you to create an account. You need to be friendly and attach photos of other people. Also, upload ph... Read more

3 best digital marketing strategies to increase your turnover

A digital marketing strategy is very important for increasing your sales. Small business marketing for local businesses includes many offline advertising methods. However, to maximize your sales in today's economy, discover three best digital marketing strategies to boost your finances. Search engine marketing This part of marketing is essential for small businesses. It gives the business the opportunity to compete with the big companies. It makes them visible in the search engines. Many people use search engines to find products online and locally. It is important that your business ranks in... Read more